Terms & Conditions finios

1. Acceptance of Terms
By using this application, you agree to these Terms and Conditions.

‍2. Changes to Terms
We may modify these Terms at any time. Continued use indicates acceptance of changes.

‍3. User Accounts
Users may create accounts or log in via Google or Apple accounts. We collect the following data during registration: [Specify Data Types]. This data will be secured on our servers using the highest security standards.

‍4. Data Privacy
User account data will be connected with FINIOS, allowing users to add banking applications (including neobanks like Revolut and N26). API connections will be managed via GoCardless. Data will be hashed and only accessible to authenticated users. We do not share personal data with third parties. The application operates on a subscription basis at €2.99 per month, with the first month free.

‍5. User Content
Users do not post content; however, transaction data will be displayed and visualized in the application and dashboard.

‍6. Service Availability
The app will initially be available on iOS, with plans for an Android version and a web dashboard. We are not liable for any service interruptions.

‍7. Dispute Resolution
Disputes will be resolved through [Specify Method, e.g., arbitration or mediation].

‍8. Restrictions on Use
Users are prohibited from sharing their financial data. We will not be liable for any misuse.

‍9. Termination of Service
We reserve the right to terminate accounts for fraudulent activity, malicious intent, or any behavior that harms others.

‍10. Limitation of Liability
We are not liable for any indirect, incidental, or consequential damages arising from the use of the application.

‍11. Governing Law
These Terms are governed by the laws of [Your Country/Region].

‍12. Contact Information
For inquiries, contact us at [admin@finio.dev].